What We do
Reinsurance Participation
We provide capital to carefully selected reinsurance opportunities, emphasizing underwriting discipline and thoughtful structuring. Our approach is designed to generate consistent results across market cycles.
Structured Capital Solutions
We design and structure reinsurance solutions tailored to specific risks and capital partner objectives, with a focus on efficient risk transfer and maintaining alignment.
Asset-Backed Strategies
We focus on opportunities supported by high-quality assets, providing transparency and risk discipline across a range of market environments.
Reinsurance Solutions for Fixed Annuities
We work with annuity-focused insurers to provide reinsurance for fixed annuity products, primarily Multi-Year Guaranteed Annuities (MYGAs) and Fixed Index Annuities (FIAs). These products are well-suited for reinsurance with their predictable cash flows, defined terms, and limited liquidity characteristics.
Our role is straightforward. We assume annuity liabilities, manage the associated assets conservatively, and meet our obligations over time. In doing so, we help our partners improve capital flexibility and maintain or expand their origination capacity.
How We Help
Insurance companies typically engage us when they are looking to reduce balance sheet pressure while continuing to grow. We provide solutions for both in-force blocks of business and ongoing new production. Our work allows partners to transfer risk, improve capital efficiency, and operate with greater flexibility, without disrupting their existing business models.
How We Work
We structure reinsurance arrangements based on the specific needs of each of our partners. They may include block transactions, forward flow agreements, or customized structures designed around regulatory, capital, or operational considerations. Our approach is collaborative and relationship-driven. We prioritize clarity, responsiveness, and execution, with the goal of building long-term partnerships.
When to Work With Us
LYNK Re is designed for insurance companies that are actively writing annuities but would like a practical way to manage growth.
We are often a good fit when an insurer is approaching capital or balance-sheet limits but wants to seize the moment and continue originating business. We are also a strong partner for companies that have in-force annuity blocks they would like to reposition, or for those seeking a more consistent and flexible alternative to broker-led reinsurance processes.
In each case, our objective is the same: to provide a reliable, straightforward solution that allows our partners to move forward with confidence.
Our Approach
Relationship-Driven
We believe reinsurance works best as an ongoing partnership. Rather than relying on competitive auction processes, we work directly with our counterparties to develop solutions that meet their long-term needs. This approach allows for better alignment, clearer communication, and more consistent execution over time.
Focused on the Middle Market
We concentrate on small to midsized transactions and partners who value flexibility and responsiveness. This segment is often underserved by larger reinsurers, creating an opportunity for a more tailored and attentive approach.
Selective and Disciplined
We are deliberate in the business we take on. We focus on liabilities that are predictable and structures that are clear and manageable. This selectivity supports long-term stability and strong partner relationships.
Capital Strength
LYNK Re is built to provide dependable, long-term reinsurance capacity. Our capital is deployed with a clear purpose: to support the liabilities we assume and ensure consistent performance over time.
We align our capital and investment strategy closely with our obligations, matching asset duration to liability profiles, maintaining liquidity, and avoiding unnecessary leverage. This disciplined approach allows us to operate as a reliable counterparty across market cycles. Our platform scales, enabling us to grow alongside our partners and provide ongoing capacity as their needs evolve.
Partnering Process
We aim to make the reinsurance process straightforward and efficient. Engagement typically begins with a discussion of your objectives and the nature of the business you are considering. From there, we conduct a focused preliminary review and work collaboratively to structure a transaction that aligns with your capital and operational goals.
Our diligence process is targeted and practical, with an emphasis on clarity and speed. Once terms are agreed, we move through execution in a transparent and timely manner. Closing is not the end of our involvement. We view each transaction as the beginning of a long-term relationship and we remain engaged as your needs, and your opportunities, grow.
Get in Touch with Us
If you are writing fixed annuities and exploring reinsurance, we would welcome a conversation. Leave your email and a member of our team will follow up.